Buyer's Edge Program!!!!!

Lowest Prices Guaranteed! The Smart Way to Save on Major Purchases… Appliances, Cars, Furniture, Kitchens & more! See the Documents section for full PDF and member code!!!

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Save 45% on stays at the Cove Haven Resorts in the Poconos! See the documents section under the Members tab for full pdf and offer code information!!!!

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Great Wolf Lodge!!! Special perks for your whole pack - 10% OFF our best available 2012 rates!  See the Documents page under the Member Benefits tab for more details!

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TO ALL NJ FMBA MEMBERS:

BANK INTEREST RATES ARE AT AN ALL TIME LOW FOR REFINANCING.
10, 15, 20 & 30 yr Fixed Mortgages/ Also, Gov't HARP Refinances at all time low rates
TIME TO REFINANCE!!

NEW NJPFRS RATE FOR PURCHASES ONLY:
POLICE & FIRFIGHTER MORTGAGE PROGRAM 3.62% thru 02/14/2012
Effective 08/15/2011 Police & Fire Retirement System (PFRS) mortgage loan program:
New Interest Rate
Interest Rate - 3.62% for new reservations only
The PFRS loan program is only open to trade-up and first time homebuyers
Refinance loans are still ineligible in this program

CALL:
CHRISTINE TOWER
Home Mortgage Consultant for the NJ FMBA
NMLS#406128
Tel (201) 825-1428 | Cell (201) 396-8688 | Fax (866) 617-0360

christine.tower@wellsfargo.com